The MOBIF experience is best when people follow a few rules. Here are the some key guidelines that apply to MOBIF, in addition to set forth in MOBIF's Terms of Service:

-	Do not use the service for illegal purposes or for the transmission of material that is unlawful.
-	Do not use the service for the transmission of material that is harassing, abusive, threatening, harmful, vulgar, obscene, or invasive if another's privacy.
-	Do not use the service for the transmission of "junk mail," "spam," "chain letters," or unsolicited mass distribution of email.

MOBIF Considers email transmitted via its service to be the private correspondence between the sender and the recipient. MOBIF will not monitor, edit, or disclose the contents of a Customer’s private communications, except that Customer agrees MOBIF's may do so: (a) as required by law; (b) to comply with legal process; (c) if necessary to enforce MOBIF's Terms of Service and these Guidelines; (d) to respond to claims that such contents violate the rights of third party; (e) to protect the rights or property of MOBIF or others; and (f) to identify or resolve technical problems or respond to complains about the Service.

Customer understands and agrees the technical processing and transmission of video/email communications is and may required (a) to send and receive messages; (b) to conform to the technical requirements of connecting networks; (c) to conform to the limitations of the Service; or (d) to conform, similar technical requirements.

Please report any violations of these guidelines or MOBIF's Term of Service to: info@mobif.com.my

Terms of Service
1.	DEFINITIONS
1.1	“MOBIF” means MoBif Berhad, a company incorporated under the laws of Malaysia with its business address at 1-5-34, Krystal Point Corparate Park, 11900 Bayan Lepas.
1.2	"Customer" means the person (legal or natural) who accepts a written quotation of MOBIF's for the sale of the Products or Services or whose order for the Products or Services is accepted by MOBIF.
1.3	"Content"means all information, data, text, software, music, sound, photograph, graphics, video, messages or other material 
1.4	"Location" means the place where the Products are situated as specified on Customer's invoice or otherwise agreed.
1.5	"Product(s)" means any product(s) sold to Customer pursuant to the Contract as specified on the Customer invoice.
1.6	"Price" means the charges for the Products or Services.
1.7	“Subscription Fees” means the monthly or cumulative fees payable by Customer to MOBIF for Services.
1.8	"Standard Service Hours" means the hours between 9.00 a.m. and 5.00 p.m. (Malaysia time) each day excluding Saturdays, Sundays and public holidays (in Malaysia). The Standard Service Hours may be changed by MOBIF without prior notification.
1.9	"Third Party Products" means Products not manufactured or assembled or authored by MOBIF or any of its subsidiary companies and supplied to MOBIF by third parties for resale by MOBIF.
1.10	"Territory" means the country in which the Products are to be used.

2.	ACCEPTANCE OF TERMS
 
2.1	MOBIF provides its service to Customer, subject to the following Terms of Service ("TOS"), which may be updated by MOBIF from time to time without notice to Customer. MOBIF shall sell and the Customer shall purchase the Products and/or Services, as principals only, to the intent and with the effect that no other party shall have any rights or obligations or be entitled to sue or be sued, under these TOS. The Customer warrants that it is buying for its own internal use only and not for re-sale purposes. MOBIF shall be entitled to refuse to accept orders placed by the Customer if the Customer breaches or MOBIF, on reasonable grounds, suspects that the Customer will breach this warranty.
2.2	The Products sold and/or Services rendered are subject to these TOS to the exclusion of any other terms and conditions stipulated or referred to by Customer. The Customer acknowledges that it is aware of the contents of and agrees to be bound by these TOS.
2.3	A TOS shall only come into existence when MOBIF's written quotation, which is signed or accepted by Customer in writing, is received by MOBIF, or when the Customer's order is confirmed and accepted by MOBIF, whichever is the earlier.
2.4	No variation or amendment of these TOS shall be binding on MOBIF unless confirmed by it in writing.

3.	DESCRIPTION OF SERVICE

MOBIF currently or in future, provides users with access to a rich collection of on-line resources, including, various communications tools, online forums, shopping services, personalized content and branded programming through its network of properties (the "Service"). Unless explicitly stated otherwise, any new features that augment or enhance the current Service, and that MOBIF assumes no responsibility for the timeliness, deletion, miss delivery or failure to store any user communications or personalization settings.

In order to use the Service, Customer must obtain access to the World Wide Web, either directly or through devices that access web-based content, and pay any service fees associated with such success. In addition, Customer must provide all equipment necessary to make such connection to the World Wide Web, including a computer and modem or other access device. 

4.	COMMENCEMENT OF SERVICE 

Not applicable.

5. YOUR REGISTRATION OBLIGATIONS

In consideration of Customer’s use of the Service, Customer agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Service's registration form (such information being the "Registration Data") and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If Customer provided any information that is untrue, inaccurate, not current and incomplete, MOBIF services may not be delivered to users in the intended manners. 

Registration Data and certain other information about Customer are subject to our Privacy Policy. For more information, please see our full Privacy Policy in Clause 31.

6. MEMBER ACCOUNT, PASSWORD AND SECURITY

Customer will select a password and account designation upon completing the Service's registration process. Customer’s are responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under Customer password or account. Customer agrees to (a) immediately notify MOBIF of any unauthorized use of Customer password or account at the end of each session. MOBIF cannot and will not be liable for any loss or damage arising from Customer failure to comply with this Clause 6.

7. MEMBER CONDUCT

Customer understand that all information, data, text, software, music, sound, photograph, graphics, video, messages or other material ("Content"), whether publicly posted or privately transmitted, are the sole responsibility of the person from which such Content originated. This means that Customer, and not MOBIF, are entirely responsible for all Content that Customer upload, post, email, or other wise transmit via the Service and, as such, does not guarantee the accuracy, integrity or quality of such Content. Customer’s understands that by using the Service, Customer may be exposed to Content that is offensive, indecent or objectionable. Under no circumstances will MOBIF be liable in omissions in any way for any Content, including, but not limited to, for any errors or omissions in any Content, or for any loss or damage of any kind incurred as a result of the use of any Content posted, emailed or otherwise transmitted via the Service.

Customer agree to not use the Service to:

7.1	upload, post, email, or otherwise transmit any Content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;
7.2	harm minors in any way;
7.3	impersonate any person or entity, including, but not limited to, a MOBIF official, forum leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;
7.4	forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Service;
7.5	upload, post, email or otherwise transmit any Content that Customer do not have a right to transmit under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
7.6	upload, post, email or otherwise transmit any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party;
7.7	upload, post, email or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation, except in those areas permitted by MOBIF in writing;
7.8	upload, post, email or otherwise transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
7.9	disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other users of the Service are able to type, or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges;
7.10	interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Service;
7.11	intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by any rules of any nations, including without limitation, any regulations having the force of law;
7.12	"stalk" or otherwise harass another; or
7.13	collect or store personal data about other users.

Customer acknowledge that MOBIF does not pre-screen Content, but that MOBIF and its designees shall have the right (but not the obligation) in their sole discretion to refuse or move any Content that is available via the Service. Without limiting the foregoing, MOBIF and its designees shall have the right to remove any Content that violates the TOS or is otherwise objectionable.

Customer agree that must evaluate, and bear all risks associated with, the use of any Content, including any reliance in the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely any Content created by MOBIF or submitted to MOBIF, including without limitation information in all other parts of the Service.

Customer acknowledge and agree that MOBIF may preserve Content and may also disclose Content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply to legal process; (b) enforce the TOS; (c) respond to claims that any Content violates the rights of third-parties; or (d) protect the rights, property, or personal safety of MOBIF, its users and the public.

Customer understand that the technical processing and transmission of the Service, including your Content, may involve (a) transmissions over various networks; and (b) changes to confirm and adapt to technical requirements of connecting networks or devices.

8. SPECIAL ADMONITIONS FOR INTERNATIONAL USE

Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specially, Customer agrees to comply with all application laws regarding the transmission of technical data exported from the country in which you reside.

9. PUBLIC CONTENT POSTED TO MOBIF

For purposes of the TOS, "publicly accessible areas of the Service" are those accessible by the general public.
With respect to all other Content Customer elect to post to other publicly accessible areas of the Service, Customer grant MOBIF the royalty-free, perpetual, irrevocable, non-exclusive and fully sub-licensable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such Content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now or later developed.

10. INDEMINITY

Customer agree to indemnify and hold MOBIF, and its subsidiaries, affiliates, officers, agents, co-brand or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post to or transmit through the Service, Customer connection to the Service, your violation of the TOS, or Customer violation of any rights of another.

11.	THE PRODUCTS

MOBIF may revise and/or discontinue Products at any time without notice as part of MOBIF's policy of on-going Product up-date and revision. Revised or updated Products will have the functionality and performance of the Products ordered. The Customer accepts that MOBIF's policy may result in differences between the specification of Products delivered to the Customer and the specification of Products ordered.

12. ORDERS, PRICE AND PAYMENT

12.1	MOBIF may, at its sole discretion, allow a Customer to cancel its order after acceptance at no charge. 
12.2	Unless credit terms have been expressly agreed by MOBIF, payment for the Products or Services shall be made in full before physical delivery of Products or Services to or at the Location.
12.3	All invoices are payable without discount of any kind in the denomination stated in the quotation. In no circumstances shall the Customer be entitled to make any deduction, set off or to withhold payment for any reason whatsoever.
12.4	The price of the Products and/or Services shall be MOBIF's quoted price or where no price has been quoted (or a quoted price is no longer valid), the price listed in MOBIF's published price list current in the Territory at the date of the formation of the Contract.
12.5	All prices quoted in writing are valid for the period specified on the quotation or until earlier acceptance by the Customer. 
12.6	Except where specifically stated, MOBIF's prices do not include import or export fees, duties, tariffs or other charges associated with exporting and importing the Products. All costs incurred for shipping and handling will be borne by Customer.
12.7	Prices are exclusive of all country, provincial, government, state and local sales, use, goods and services, value added, excise, privilege and similar levies/taxes. Such taxes shall be borne by the Customer and will appear as separate items on Customer's invoices, where appropriate. If sales to the Customer are exempt from such taxes, the Customer shall furnish to MOBIF the legally required documentation, satisfactory to MOBIF, to support the exemption at the time of order. 

13. SUBCRIPTION FEES

Not applicable.

14.	TITLE AND RISK

Title to and risk in the Products shall pass to the Customer upon delivery of the Products to Customer. Title to those Products which are software shall remain with the applicable licensor(s) at all times.

15.	DELIVERY

15.1	 MOBIF shall deliver the Products to the place of delivery designated by Customer and agreed to by MOBIF as evidenced in Customer's invoice ("Place of Delivery"). 
15.2	MOBIF may, at its discretion, deliver the Products by installments in any sequence. Where the Products are so delivered by installments, each installment shall be deemed to be the subject of a separate contract and no default or failure by MOBIF in respect of any one or more installments shall vitiate the Contract in respect of Products previously delivered or undelivered Products.
15.3	Any dates quoted by MOBIF for the delivery of the Products are approximate only and shall not form part of the Contract. MOBIF shall not be liable for any delay in delivery of the Products and/or Services, howsoever caused. 
15.4	If the Customer fails to take delivery of the Products or any part of them when they are made available to it or fails to provide any instructions, documents, licenses, consents or authorizations required to enable the Products to be delivered on the due date, MOBIF shall be entitled, upon giving written notice to the Customer, to store or arrange for storage of the Products whereupon risk in the Products shall pass to the Customer, delivery shall be deemed to have taken place, and the Customer shall pay to MOBIF all costs and expenses (including storage and insurance charges) arising from its failure.

16.	ACCEPTANCE OF PRODUCTS

Unless the Customer notifies MOBIF to the contrary on the day of delivery and such notification is confirmed in writing within two days, the Products shall be deemed to have been accepted by the Customer as being in good condition and in accordance with the Contract. The Customer shall not be entitled to withhold payment of all or any of the Price of the Products whilst any claim is being investigated by MOBIF.

17. NO RESALE OF SERVICE

Customer agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Service, use of the Service, or access to the Service.

18. GENERAL PRACTICES REGARDING USE AND STORAGE

Customer acknowledge that MOBIF may establish general practices and limits concerning use of the Service, including without limitation the maximum number of days that video/email messages, message board postings or other uploaded Content will be retained by the Service, the maximum number of video/email messages that may be sent from or received by an account on the Service, the maximum size of any video/email message that may be sent from or received by an account in the Service, the maximum disk space that will be allotted on MOBIF's servers on Customer behalf and the maximum number of times (and the maximum duration for which) Customer may access the Service in a given period of time, Customer agree that MOBIF has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the Service. Customer acknowledged that MOBIF reserves the right to log off accounts that are overdue in payment fees. Customer further acknowledged that MOBIF reserves the rights to change these general practices and limits at any time, in its sole discretion, with or without notices.

19. MODIFICATIONS TO SERVICE

MOBIF reserves the rights at any time to time to modify or discontinue, temporarily, the Service (or any part thereof) with or without notice. Customer agree that MOBIF shall not be liable to you or to any third party for any modification, suspension or temporary discontinuance of the Service.

20. TERMINATION

Customer agree that MOBIF in its sole discretion, may terminate your password, account (or any part thereof) or use of the Service, and remove and discard any Content within the Service, without limitations or if MOBIF believes that you have violated or acted inconsistently with the letter or spirit of the TOS. Customer agree that any termination of your access to the Service under any provision of this TOS may be affected without prior notice, and acknowledge and agree that MOBIF may immediately deactivate or delete Customer account and/or bar any further access to such files or the Service. Further, Customer agrees that MOBIF shall not be liable to his own or any third party for any termination of Customer access to the Service.

21. DEALINGS WITH ADVERTISERS

Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that MOBIF shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Service.

22. LINKS

The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because MOBIF has no control over such sites and resources, you acknowledge and agree that MOBIF is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. Customer further acknowledge and agree that MOBIF shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

23. MOBIF'S PROPRIETARY RIGHTS

Customer acknowledge and agree that Service and any necessary software used in connection with the Service ("Software") contains proprietary and confidential information that is protected by applicable intellectual property and other laws. Customer further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Service or advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by MOBIF or advertisers, Customer agree not to modify, rent, lease, loan, sell distribute or create derivative works based on the Service or the Software, in whole or in part.

MOBIF grants Customer a personal, non-transferable and non-exclusive right and license to use the object code of its Software on a single computer; provided that Customer do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. Customer agrees not to modify the Software in any manner or form, or to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the Service. Customer agrees not to access the Service by any means other than through the interface that is provided by MOBIF for use in accessing the Service.

24. DISCLAIMER OF WARRANTIES

CUSTOMER EXPRESSLY UNDERSTAND AND AGREE THAT:
CUSTOMER USE OF THE SERVICE IS AT HIS OWN SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. MOBIF EXPRESSLY DECLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTAMILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

MOBIF MAKES WARRANTY THAT (i) THE SERVICE WILL MEET CUSTOMER REQUIREMENTS, (ii) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM MOBIF OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.

25. LIMITATION OF LIABILITY

CUSTOMER EXPRESSLY UNDERSTAND AND AGREE THAT MOBIF SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR ITHER INTANGIBLE LOSSES (EVEN IF MOBIF HAS BEEN ADVISED OF THE POSIBILITY OF SUCH DAMAGES), RESULTING FROM: (I) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION IR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF CUSTOMER TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v) ANY OTHER MATTER RELATING TO THE SERVICE.

26. NOTICE

Notices to Customer may be made via either email or regular mail. The Service may also provide notices of changes to the TOS or other matters by displaying notices or links to notices to Customer generally on the Service.

27. TRADEMARK INFORMATION

MOBIF logos and product and service names are trademarks of MOBIF BERHAD. Without MOBIF BERHAD's prior permission, you agree not to display or use in any manner, the logos and product and service names.

28. COPYRIGHTS

MOBIF respects the intellectual property of others, and we ask our users to do the same. If Customer believes that his work has been copied in a way that constitutes copyright infringement, please provide MOBIF BERHAD. The following information:

28.1	a description of the copyrighted work that Customer claim has been infringed;
28.2	a description of where the material that Customer claim is infringing is located on the site;
28.3	an electronic or physical signature of the person authorized to act on behalf the owner of the copyright interest;
28.4	your address, telephone number, and email address;
28.5	a statement by that that Customer have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
28.6	a statement by Customer, made under penalty or perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Please send any Notice of claims of copyright infringement by mail to: info@mobif.com.my

29. GENERAL INFORMATION

The TOS constitute the entire agreement between Customers and govern his own use of the Service, superseding any prior agreements between Customer and MOBIF. You also may be subject to additional terms and conditions that may apply when you use affiliate services, third party content or third party software. The TOS and the relationship between Customer and MOBIF shall be governed by the laws of Malaysia without regard to its conflict of law provisions. Customer and MOBIF agree to submit to the personal and exclusive jurisdiction of the courts located within Malaysia. The failure of MOBIF to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by any court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect. Customer agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred.

The section titles in the TOS are for convenience only and have no legal or contractual effect.

30. VIOLATIONS

Please report any violations of the TOS to: info@mobif.com.my

31. PRIVACY POLICY

MOBIF is committed to safeguarding your privacy online. Please read the following policy to understand how Customer personal information will be treated as Customer make full use of our many offerings. This policy may change from time to time so please check back periodically.

This policy will let you know:

What personally identifiable information is collected from you;
How your information is used;
Who is collecting your information;
With whom your information may be shared;
What choices are available to you regarding collection, use, and distribution of your information;
How you can access, or update your information;
The kind of security precautions that are in place to protect the loss, misuse, or alteration of your information;
What else you should know about your online privacy.

What personally identifiable information does MOBIF collect from you?

MOBIF collects information in several ways from different parts of our network of web sites.

Some personal information is gathered when you register. During registration, MOBIF asks for you name, personal identification number, email address, birth date, gender, address, internet access phone number, occupation, industry and personal interest. The more information you volunteer (and the more accurate it is), the better we are able to customize your experience. Once you register you are no longer anonymous to MOBIF, you are given a MOBIF ID and are able to take full advantage of MOBIF's many offerings.

In addition to registration we may ask you for personal information at other times, including (but not limited to) when you enter a sweepstakes, contest or promotion sponsored by MOBIF and/or our many partners; when you submit a listing for a web site; and when you report a problem with one of our sites or services. If you contact MOBIF we may keep a record of that correspondence. MOBIF also occasionally asks users to complete surveys that we use for research purposes. Wherever MOBIF collects personal information we make an effort to include a link to this Privacy Policy on that page.

How does MOBIF use your information?

MOBIF's primary goal in collecting personal information is to provide you, the user, with a customized experience on our network of sites. This includes personalization services, interactive communications and many other types of services. In order to provide more services, we display advertisements. By knowing a little about you, MOBIF is able to deliver more relevant advertisement and content, and hence better service, to you.

In our role of delivering targeted advertisements, MOBIF plays the middleman. Advertisers give us an advertisement and tell us the type of audience they want to reach (for example, females over 40 years old). MOBIF takes the advertisement and displays it to users meeting that criteria. In this process, the advertisers never have access to individual account information. Only MOBIF has access to individual accounts. This kind of advertisement targeting is done with banner ads as well as promotional email. You will only receive special offers via email from MOBIF if you have indicated in your account preferences that you would like to receive them. You can change your account preferences at any time.

MOBIF does research on our users' demographics, interests, and behavior based on the information provided to us upon registration, during a promotion, from our log files or from surveys. We do this to better understand and serve our users. This research is compiled and analyzed on aggregated basis. MOBIF may share this aggregated data with advertisers or business partners.

Who is collecting information?

When you are on MOBIF site and are asked for personal information, you are sharing that information with MOBIF alone, unless it is specifically stated otherwise. For example, some promotion offered in conjunction with a partner company or advertisers. In order to provide this co-branded service to you, it is necessary for us to share your personal information with our partner companies or advertisers. If data is being collected and/or maintained by any company other than MOBIF, you will be notified prior to the time of data collection or transfer. If you do not want to shared, you can choose not to allow the transfer by not using that particular service.

Promotions that run on MOBIF may be sponsored by companies other than MOBIF or may be cosponsored by MOBIF and another company. Some or all data collected during a promotion may be shared with the sponsor. If data will be shared, you will be notified prior to the time of collection or transfer. You can decide not to participate in the promotion if you don't want your data to be shared.

Please be aware that MOBIF advertisers or web sites that have links on our site may collect personally identifiable information about you. This privacy statement does not cover the information practices of those web sites linked to MOBIF.

With whom does MOBIF share your information?

As a general rule, MOBIF will not disclose any of your personally identifiable information except when we have your permission or under special circumstances, such as when we believe in good faith that the law requires it or under the circumstances described below. Please see the Terms of Services or Use Agreements for each of our products and services for more detailed information about how your personal information may be shared. The following describes some of the ways that your information may be disclosed.

Business Partners and Sponsors: MOBIF may disclose your personal information to business partners or sponsors, but this is specifically described to you prior to data collection or prior to transferring the data. Details of shared use can be found in specific Terms of Service or Use Agreements, and sweepstakes and promotions rules. Some or all data collected during a MOBIF promotion may be shared with a sponsor. If personally identifying data about you will be shared, we will notify you before we collect or transfer the data.

Many promotions offer opportunities to request additional information from sponsors. By requesting more information, you give MOBIF permission to transfer your personal information to the sponsor so they can fulfill your request. In many instances, only your email address will be shared. If more information will be shared with the sponsor, you will be notified prior to the transfer.

From time to time, you may be offered the opportunity to receive materials or special offers third parties. If you opt-in to receive information from these third parties, MOBIF will (with you permission) share your name and email address with them.

Third Party Data and Data in the Aggregate: Under confidentiality agreements, MOBIF may match user information with third party data. Also, MOBIF discloses aggregated user statistics (for example, 60% of our user are female) in order to describe our services to prospective partners, advertisers, and other third parties, and for other lawful purposes.
Others: MOBIF may also disclose account information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating MOBIF's Terms of Service or may be causing injury to or interference with (either intentionally or unintentionally) MOBIF's rights or property, other MOBIF user, or anyone else that could be harmed by such activities. MOBIF may disclose or access account information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain, service, and improve our products and services.

What are my choices regarding collection, use, and distribution of my information?

MOBIF may, from time to time, send you email regarding our products and services. In addition, if you indicated that upon registration that you are interested in receiving offers or information from MOBIF and our partners, we may occasionally send you direct mail about products and services that we feel may be of interest to you. Only MOBIF (or agents working on behalf of MOBIF and under confidentiality agreements) will send you these direct mailings and only if you indicated that you do not object to these offers. If you do not want to receive such mailings, simply notify us when you give us your personal information. Or, at any time you can easily edit your MOBIF Account Information to no longer receive such offers and mailings. You will need your MOBIF ID and password in order to access your MOBIF Account Information.

We will notify you at the time of data collection or transfer if your data will be shared with a third party and you will always have the option of not permitting the transfer. If you do not wish to allow your data to be shared, you can choose not to use a particular service or not to participate in certain promotions, offers or contests.

What is MOBIF's policy on allowing me to update, or correct my personally identifiable information?

You may edit your MOBIF Account Information at any time by using your VOIP NUMBER and password.

What security precautions are in place to protect the loss, misuse, or alteration of my information?

Your MOBIF Account Information is password protected so that you and only you have access to this personal information. You may edit your VtalkVoIP Account Information by using your VOIP NUMBER and password.

We recommend that you do not divulge your password to anyone. MOBIF will never ask you for your password in an unsolicited phone call or in any unsolicited email. Also remember to sign out of your VtalkVoIP account and close your browser window when you have finished your work. This is to ensure that others cannot access your personal information and correspondence if you share a computer with someone else or are using a computer in a public place like a library and Internet caf‚.

Whenever MOBIF handles personal information, regardless of where this occurs, MOBIF takes steps to ensure that your information is treated securely and in accordance with the relevant Terms of Service and this Privacy Policy.

Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, MOBIF cannot ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.

What else should you know about your privacy?

Please keep in mind that whenever you voluntarily disclose personal information online (for example, on message boards, through email, or in chat areas), the information can be collected and used by others.

Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any account information. Please be careful and responsible whenever you are online.